Residential Title Insurance Calculator

RESIDENTIAL TITLE INSURANCE CALCULATOR

The following Title Insurance Premium Rates for the Owner’s Title Policy are based on the sales price of the property and are set by the Texas Department of Insurance. The calculated premiums below use rates that became effective 9/1/19.

Please note: Texas Title Insurance premium rates will decrease by 6.2% effective March 1, 2026.
Transactions closing on or after that date will reflect a lower premium than what is shown in the calculation below.
Our calculator will be updated on March 1 to reflect the new rates.

Loan Title Policy

Enter New Loan Amount	$
Do not enter any currency symbols or commas
Basic Premium	$

Enter Payoff Amount	$
Do not enter any currency symbols or commas

Basic Premium	$

Enter the date the old loan was established to determine R-8 credit	(xx/xx/xxxx)

R-8 Renewal & Extension Credits
0-4 years - 50% R-8	$
2-3 years - 50% R-8 (b)
3-4 years - 50% R-8 (c)
5-8 years - 25% R-8	$
5-6 years - 25% R-8 (e)
6-8 years - 25% R-8 (f)

Your Credit Amount based on original loan date	$

Total Refinance Premium	$

This calculator is intended as an estimate only and may not show all available credits. Republic Title makes no express or implied warranty or representation respecting the information presented and assumes no responsibility for errors or omissions.

Owner's Title Policy
Enter Sales Price	$
Do not enter any currency symbols or commas
Basic Premium	$