How Title Insurance Protects All Homebuyers
Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home. The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy insures the […]
Texas Housing Insight – October 2020
Total Texas housing sales increased for the second consecutive month, rising 5.1 percent to exceed 38,600 seasonally adjusted transactions. Historically low mortgage interest rates contributed to robust demand, pulling the state’s average days on market to a record low of 48 days. Building permits and housing starts suggested construction activity will pick up in the […]
Closing Time: 6 Steps Every Homeowner Should Expect
Get owner’s title insurance and buy your home with confidence Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course, there’s a lot to think about right now, and the last thing you want is something to go […]
What Every REALTOR® Should Know About Owner’s Title Insurance
Make sure all of your clients are protected You’re a real estate agent, so you know that buying a home can be overwhelming for many of your clients. Homebuyers can easily feel confused and frustrated by the mounds of paperwork they have to sign. Plus, all the fees associated with closing can sometimes be a […]
The FAQs of Title Insurance for Homebuyers
For most of us, a home is the largest investment we’ll make in our lives. To buy with confidence, get owner’s title insurance. It’s the smart way to protect your property from legal claims. To help you understand how owner’s title insurance works, here are answers to common questions. What is title? Title is your […]
Helpful Terms for Buying/Selling Your Home
Buying or selling a home is one of the most important undertakings of a lifetime. When buying or selling a home, there are many real estate terms that may be unfamiliar to you. Check out this list of commonly used terms that you may find helpful during the process. AIR: Adjustable Interest Rate AMORTIZATION SCHEDULE: […]
Definitions and Rules of a Deferred 1031 Exchange
1031 ExchangeAn event where a taxpayer exchanges or trades real property held for investment or used in a trade or business for other real property and defers the capital gains tax on the transaction. Tax DeferredThe capital gains tax which would have been paid on the sale of the real property is not paid but […]
Top 5 Reasons to Refinance Your Home Right Now
With interest rates at all-time lows, now is the time to consider refinancing. Did you know there are title policy discounts available to some homeowners when refinancing? There is! Here are the top 5 reasons to refi now. LOW RATES Mortgage interest rates are at an all time low and are currently averaging at 3.25% […]
Spotlight On: Texas Escrow Company
If you have real property for sale, which is used in your trade or business, or is held for investment, you may be eligible to defer the capital gains tax when the property is sold by utilizing a deferred 1031 Exchange. In order to receive this tax treatment, you should contact a Qualified Intermediary, like […]
Republic Title completes their 100th RON in 2020
Republic Title is proud to announce that we have completed 100 Remote Online eClosings in 2020. What is a Remote Online eClosing and how does it work? Remote Online eClosing takes place…wait for it…online! The signer and the notary need not be in the same room, or even in the same state! This type of […]
