What is an eClosing?
An eClosing involves using some combination of electronic documents, electronic signatures, electronic notarization, or electronic recording. An eDocument, or electronic document, is a digital document as opposed to a scanned image of a paper document. An eSignature is a process used to apply a signature to an electronic document in place of a wet ink […]
RON Prevails During Winter Storm Uri
As most things go lately every event seems to be of a historical nature. Winter Storm Uri that blanketed the state in a frigid white frosting and forced millions of people to improvise on the little things like heat and water was nothing short of such an event. However, the real estate market kept pushing […]
5 Benefits of eClosing
Many types of documents need to be signed in a real estate transaction. A number of factors are driving the real estate industry to transition from traditional paper and wet-ink signings to electric signatures on digital paperless documents. This is known as a digital closing or more commonly called an eClosing. CONVENIENT Review documents in […]
How Title Insurance Protects All Homebuyers
Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home. The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy insures the […]
Texas Housing Insight – October 2020
Total Texas housing sales increased for the second consecutive month, rising 5.1 percent to exceed 38,600 seasonally adjusted transactions. Historically low mortgage interest rates contributed to robust demand, pulling the state’s average days on market to a record low of 48 days. Building permits and housing starts suggested construction activity will pick up in the […]
Closing Time: 6 Steps Every Homeowner Should Expect
Get owner’s title insurance and buy your home with confidence Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course, there’s a lot to think about right now, and the last thing you want is something to go […]
What Every REALTOR® Should Know About Owner’s Title Insurance
Make sure all of your clients are protected You’re a real estate agent, so you know that buying a home can be overwhelming for many of your clients. Homebuyers can easily feel confused and frustrated by the mounds of paperwork they have to sign. Plus, all the fees associated with closing can sometimes be a […]
eClosing 101: Hybrid, In-Person and Remote Online
Broadly speaking, eClosings fall along a continuum that include three basic types – hybrid, in-person, and remote online. These methods incorporate varying amounts of the eClosing elements. In today’s blog, Dennis Pospisil, Senior Vice President/Digital Settlement and Signing Services, breaks down the different types of eClosings. Hybrid eClosing “Hybrid” (“procedural” documents only closing) – At […]
The FAQs of Title Insurance for Homebuyers
For most of us, a home is the largest investment we’ll make in our lives. To buy with confidence, get owner’s title insurance. It’s the smart way to protect your property from legal claims. To help you understand how owner’s title insurance works, here are answers to common questions. What is title? Title is your […]
Helpful Terms for Buying/Selling Your Home
Buying or selling a home is one of the most important undertakings of a lifetime. When buying or selling a home, there are many real estate terms that may be unfamiliar to you. Check out this list of commonly used terms that you may find helpful during the process. AIR: Adjustable Interest Rate AMORTIZATION SCHEDULE: […]
