Alushta, Russia - December 3, 2014: Woman holding a iPhone 6 Space Gray with social networking service Instagram on the screen. iPhone 6 was created and developed by the Apple inc.

Instagram: I Have An Account, Now What?

One of our most popular CE classes is consistently our “Instagram: I Have An Account, Now What?” class. We all know how important it is to have a presence on social media, but how do you create content, know which hashtags to use and most importantly, connect with buyers and sellers? Our technology trainers Robin Riggs and Annette Carvalho are here to help! Read on for Robin and Annette’s top takeaways from our popular class and visit us at www.republictitle.com/residential-education for a full list of upcoming CE classes.

Use Hashtags and Link to your Website

  • Using the “Stair Step” approach, users can spread out hashtags using the Stair step approach (hashtags with lower #’s mean you might be seen more.  So if you did 27 hashtags (which we don’t necessarily recommend) use nine that have 0-50K followers, nine with 50K-100K followers, and nine with 100-250K followers, etc.
  • Make sure to include contact information – including your website – in your Instagram bio.

Connect with your sphere by turning on “Post Notifications”

  • Because Instagram is always changing their algorithmic feed, you may not see everyone that you follow consistently. Make sure to turn on Post Notifications for the accounts that you want to make sure and see.

Use Direct Messages

  • Did you know that you can direct message up to 50 people at a time?

GeoTag your Posts

  • Searching by “Places” is an entire search category on Instagram. Make sure you are using this feature!

Use Instagram Live

  • This is a powerful tool that Instagram is promoting – you will reach more of your audience using Live since Instagram features those videos in a different way.
  • A best practice in using Instagram Live is to promote your live video in advance with email or Facebook. For example: “Catch me LIVE on Instagram Friday at 10am where I will share my 10 biggest tips for getting your home ready for the market.”

For MUCH more on Instagram, social media and other technology trends, sign up for one of our CE classes at www.republictitle.com/residential-education

February Stats Are In!

Our Stats at a Glance are here!  Click here to see our new format of the stats by county.  For more detailed information, check out this link.  Or for full stats by county, click here.  If you need past DFW Real Estate Stats information, please visit our Resource Section located on all of our office pages.

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Win the Day, Win the Business

You probably know at least five people in your sphere of influence, circle of friends or in your office that you are a little jealous of, right? It seems like they have it all…they enjoy success in every aspect of their lives, from their careers to their relationships and even their level of creature comforts. We all do and we wonder…how do they do it?

Darren Hardy, former publisher of Success Magazine and New York Times best-selling author, says “You will never change your life until you change something you do daily. The secret of your success is found in your daily routine.”

As a self-proclaimed sales and personal development junkie, the most important lesson of all came to me through a book called The Miracle Morning by Hal Elrod. Republic Title sponsored a lecture by him in January of this year. Since reading that book and others by modern thought leaders and motivational gurus, the ONE thing they all do and advise us to do is to have a morning routine. It is a secret weapon to winning the day and, after practicing one for the past three years, I can tell you…it works.

This may be yours: wake up, make and have some coffee, check the phone, maybe read or watch some news, take a shower, have a quick bite and then out the door. While this is more than likely close to everyone’s habit, this is NOT a morning routine. This is the day taking you for a ride, not you taking the day. All of the pros say that a morning routine should consist of at least three action items. By the way, NONE of them involve your smart phone or television.

Hal Elrod practices and writes about Life S.A.V.E.R.S, which include meditation, affirmations, visualization, reading and journaling. Brendon Burchard practices a Power Hour that includes twenty minutes of exercise, journaling and reading each. Mel Robbins has her own too that includes much of the same.

No matter HOW you do it…just DO IT. You can find a morning routine that is the perfect fit for you by searching Google or any of the people above.

And remember, the modern world we live in is filled with more distractions than we can count. Everywhere we go, our attention is being vied for by something. Technology was created to be a tool for better living, and while our constantly evolving “smart” devices are not the enemy, we must realize that they cannot and should not rule our day, much less our life. It is imperative that we remember the ONE thing that we are in control of…OUR MORNINGS.

Win the Day!

Janet Allen, Senior Vice President/Residential Business Development, Republic Title

ABCs of Title Commitment

A Commitment is a document the title company provides to all parties connected with a particular real estate transaction. It discloses the title of record to the property as well as all the liens, defects, burdens and obligations that affect the subject properties. It is comprised of four schedules.

Schedules A, B, C and D are as follows:

Actual Facts
Is the Who, What, Where and How Much section of the Commitment. You will see the names of the buyer, record owner (seller), a legal description of the property, the sales price and the name of the lender, if applicable. It is a good idea to double check this information with the contract.

Buyer Notification
This section lists the general and specific exceptions to the property. It will list
items such as survey matters, taxes, easements, setback lines and a variety of other items that will not be covered by the title policy. It is important to review and discuss any questions you have with your title company.

Clear in Order to Close
These items must be resolved in order to transfer title to the new owner. They might include such things as a mortgage that will be paid off at closing, liens for home improvements or unpaid taxes. All items shown on Schedule C should be discussed and resolved before the closing.

Disclosure
This section outlines the ownership of the title company and all the parties who will share in any part of the insurance premium collected to issue the policy. It includes underwriters, title agents and attorneys.
This information is not to be substituted as legal advice and is descriptive only. If you have any concerns about any portion of your title commitment or any portion of Schedule A,B,C, or D, please contact your attorney.

This information is not to be substituted as legal advice and is descriptive only. If you have any concerns about any portion of your title commitment or any portion of Schedule A,B,C, or D, please contact your attorney.

ABCs of Title Commitment

 

 

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Survey Deletion Coverage Q&A

What is Survey Deletion Coverage?

Survey Deletion Coverage is often also referred to as “Survey Deletion”, “Survey Amendment”, and “Survey Coverage.”  When survey deletion coverage is given in the title policy it offers Buyers protection for errors or omissions that may have been made by the surveyor and accepted by the title company by changing the language in the “standard exception” of the title policy to read “Shortages in Area” only.  The “standard survey exception” in a title commitment or policy (before being amended) reads:

“Any discrepancies, conflicts, or shortage in area or boundary lines, or any encroachments or protrusions, or any overlapping of improvements.”

 Upon receipt of an acceptable survey, the title company may amend this exception to read “Shortages in area” only.   Things that a title company will look at to determine if a survey will be acceptable include, but are not limited to, the following:  that items noted on the survey are listed in the title commitment, verify the legal description, check platted building lines and platted easements, and other matters such as the seal and signature of the engineer, date of the survey, and north directional arrow. 

Survey Deletion is addressed in paragraph 6. A. (8) of the TREC One to Four Family Residential Contract, where the parties select between the options of amending or not amending the standard exception in the title policy and who will be responsible for the payment of the premium.

There are other issues that may show up in the review of a survey, such as a building or driveway or fence over a building line, or into a platted easement.  When this happens, the title company may still accept the survey and amend the standard exception to read “Shortages in Area” only, but will generally add a special exception on Schedule B of the title commitment and owner’s title policy for any of these issues that were shown on the survey.              

The cost of survey deletion coverage on residential transactions is 5% of the Owners Title Policy Premium, and is 15% of the Owner Title Policy Premium in a commercial transaction.

For more information on Survey Deletion Coverage, download our Survey Deletion Coverage Q&A flyer